Form3 Payments Platform

from Form3

Cloud-native, API-first payment processing platform supporting multiple payment schemes and rails including SEPA, SWIFT, Faster Payments, Bacs, CHAPS, RTP and FedNow. Provides real-time processing, comprehensive monitoring, and scalable architecture.
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Underlying infrastructure for moving funds between accounts and institutions: ACH, wire, real-time payment rails (e.g. RTP, FedNow), and cross-border/FX payment rails.

Money movement & rails


Middleware that sits above multiple processors or payment methods, routing transactions intelligently, handling retries/failover, and giving a single integration point across providers.

Payment orchestration


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