Scalapay BNPL Platform

from Scalapay

Buy Now Pay Later platform enabling consumers to split purchases into interest-free installments at checkout, with integrated payment processing and merchant tools.
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Middleware that sits above multiple processors or payment methods, routing transactions intelligently, handling retries/failover, and giving a single integration point across providers.

Payment orchestration


Underlying infrastructure for moving funds between accounts and institutions: ACH, wire, real-time payment rails (e.g. RTP, FedNow), and cross-border/FX payment rails.

Money movement & rails


Publicly available data, summarised using AI.

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