Crediminuto

from CrediSmart

Mobile app for microloans and smartphone financing. Offers short-term loans from COP 100,000 to COP 1,200,000 with APR rates around 25% (maximum 30%), repayment terms from 3-12 months.
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Underlying infrastructure for moving funds between accounts and institutions: ACH, wire, real-time payment rails (e.g. RTP, FedNow), and cross-border/FX payment rails.

Money movement & rails


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