Horizon: ALM

from Empyrean Solutions

A balance sheet management solution that includes interest rate risk modeling, liquidity risk assessment, capital planning, and stress testing. Offers scenario analysis, forecasting, and integrated funds transfer pricing in a cloud-based platform.
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Systems that help banks manage their balance sheet, including interest rate risk, liquidity risk, and capital adequacy.

Asset and Liability Management analysis
System Architecture and Integration
(9 Yes /9 Known /12 Possible features)

1. Multi-Entity Support
Support for multiple legal entities within a single installation
Multi-entity support (multiple legal entities, books, currencies) is explicitly stated as a system feature.
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2. High Availability
System uptime guarantee
No information available
3. Disaster Recovery
Comprehensive disaster recovery capabilities
Comprehensive disaster recovery is referenced in operational and IT resilience documentation.
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4. Third-Party Integration
Number of pre-built integrations with third-party systems
No information available
5. Real-Time Processing
Support for real-time processing of transactions
Real-time processing is supported for transactions and data feeds in the cloud-based environment.
6. Data Warehouse Integration
Integration with enterprise data warehouses
Data warehouse integration is featured as a standard capability.
7. Core Banking System Integration
Seamless integration with core banking systems
Core banking system integration is a supported option mentioned under implementation section.
8. Scalability
Ability to scale with growing data volumes and complexity
Vendor claims system is highly scalable for both data and user scale.
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9. Processing Speed
Speed of processing standard ALM calculations
No information available
10. API Extensibility
Comprehensive API framework for system extensions and integrations
API framework for integration and extensibility referenced in architecture documentation.
11. On-Premises Option
Availability of on-premises deployment
On-premises deployment is available as an option per product configurability descriptions.
12. Cloud Deployment Option
Availability of cloud-based deployment options
Cloud deployment is the default delivery model for Empyrean ALM per website.
Compliance and Reporting
(7 Yes /7 Known /10 Possible features)

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Data Management and Analytics
(8 Yes /8 Known /10 Possible features)

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Capital Management
(6 Yes /6 Known /10 Possible features)

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Profitability and Performance Management
(7 Yes /7 Known /10 Possible features)

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Fund Transfer Pricing
(7 Yes /7 Known /10 Possible features)

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Market Risk Management
(3 Yes /3 Known /10 Possible features)

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Interest Rate Risk Management
(4 Yes /4 Known /10 Possible features)

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Liquidity Risk Management
(6 Yes /6 Known /10 Possible features)

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Balance Sheet Management
(8 Yes /8 Known /10 Possible features)

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Publicly available data.

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